For years I’ve heard investors get hyped over whether or not there would be a Santa Claus Rally. Meaning, that the last half of the year, the stock market would make a mad holiday dash and rally fast upwards. Investors expect some end of the year lavish gifts. I think this is often perpetuated by…
Recently, with interest rates climbing, more people are starting to invest in bonds. It pays to know some of the different strategies you can use with bonds to bring in a steady stream of income while minimizing your risks. A question I often see on forums is: “I have 10K that I want to invest,…
A new Passive Income Report As usual, my passive income sources include Digital Products, Online Courses, Adsense, Dividends, and more. I’ve recently begun investing more in Treasury Bills. So, we’ll have some new sources of passive income from here on out. In addition, I got my Etsy affiliate account squared away, so it may start…
Today we are going to look at the questions, “Do stocks compound interest?” and determine whether it’s true. First, let’s define compound interest. There are certain components and requirements for an investment to compound interest. If it doesn’t meet those requirements, then we can’t say it compounds interest. What is Compound Interest made of? There…
Coming in at an annual yield of over 3%, the 6 month Treasury Bill is starting to look quite tempting. I bought my first batch from Treasury Direct this week and plan to buy more at the beginning of each month. Many people like dividend stocks and the cash flow they generate. However, dividend stocks…
I recently began wondering how people did long-term that held a 50% stock and 50% bond portfolio. One could say, I have no idea how stocks or bonds are going to perform in the future, so I’ll split the difference, and not worry about it. Is 50-50 a safe bet? What are the risks associated…
One common piece of advice for young investors is to have a portfolio consisting of 100% stocks. This portfolio offers no diversification into bonds or precious metals. For older investors, this approach goes against another common philosophy of having your age in bonds or (age-20) in bonds. I’ve personally never liked generic formulas for portfolio…
There are 11 sectors in the stock market. The stock market sectors were put together by the Global Industry Classification Standard (GISC). The GISC was formed by MSCI and Dow Jones in 1999. Why do we need to understand the sectors of the stock market? For passive index investing, understanding sectors allows you to see…
In short, the reason I don’t like value investing is that value investors spend all of their time talking about when to buy and not much time is spent discussing when to sell. I say this as someone that does value investing from time-to-time, ha. Value investors repeat things like buy and hold, or buy…
Today I’m presenting my passive income report for the month of July. As usual, my passive income sources include Digital Products, Online Courses, Adsense, Youtube Monetization, Dividends, and more. I saw some improvement in Digital Products. On the other hand, things like Youtube, online courses, and Dividends were less this month than last month. As…
One of the more popular balanced Boglehead portfolios is the three-fund portfolio. It provides a good deal of diversification without being overly complicated. Part of the purpose behind these holdings is to reduce volatility. Its beauty is that it’s largely a set and forget it approach to investing. Sure, you’ll have to adjust asset allocations…
Today I’m going to share some Dividend Growers that have double digit dividend growth over the 1 year and 5 year marks. In addition, the majority of them have a payout ratio under 50%. A low payout ratio allows companies to continue to grow their dividends at higher rates. On the other hand, please keep…
Choosing between VTI or VOO VTI vs. VOO, which one do I pick? This is a question that I’ve noticed coming up a lot on discussion forums. I thought I’d dive deeper into it and compare the two. Both VTI and VOO are Vanguard ETFs. Both of these ETFs are Index investors‘ best friends, especially…
I talk a lot about passive income here. However, the money one makes from passive income like dividends, YouTube monetization, and ads are mere peanuts in comparison to the income one can make from acquiring a new skill set. Not just any skills, but skills there exists a high demand for. No matter how much…
In the video below, I go through how to use Fidelity’s Stock Screener. The stock screener at Fidelity greatly helps reduce the amount of stocks to research-it allows you to zero in on particular strategies. Those strategies might include dividends, growth stocks, or even stocks from a particular sector. You can set up the Fidelity…