TIPS ETFS – Intermediate Duration Comparison

TIPS ETFS – Intermediate Duration Comparison

Treasury Inflation Protected Securities, or TIPS for short, are used to protect investors against unexpected inflation. The typical TIPS bond yield is made up of two portions: 1) A fixed rate plus another 2)A portion that’s determined by the current inflation rate. The fixed rate portion is currently above 1.5% on TIPS, this has led…

CD’s vs. Treasury Bills

CD’s vs. Treasury Bills

Today, we are going to look at a comparison of Treasury bills vs. Certificates of Deposit (CD’s for short). Each of these has pros and cons. Hopefully, after you are done with this article, you’ll be better equipped to decide which one meets your own investment goals. Which one you choose will depend on a…

What is a Bond Ladder?

Recently, with interest rates climbing, more people are starting to invest in bonds. It pays to know some of the different strategies you can use with bonds to bring in a steady stream of income while minimizing your risks. A question I often see on forums is: “I have 10K that I want to invest,…

My experience changing my bank account at Treasury Direct

My experience changing my bank account at Treasury Direct

Changing your bank account information at Treasury Direct? What follows details my own experience with the process. Hopefully, I’ll give you some insight that’ll be of use. Medallion Signature Guarantee Issues Final Steps Closing Thoughts To begin with, I had to change my account information because I had suspected fraud in one of my bank…

Book Review-The Unbeaten Path to Secure Investment Growth by Hildy and Stan Richelson

Book Review-The Unbeaten Path to Secure Investment Growth by Hildy and Stan Richelson

An investment book about an All-Bond Portfolio I want to start by saying despite the flaws, this is a book worth owning; it’s packed full of information about bonds. Unfortunately, the premise of the book (an all bond portfolio) is simply not supported by the given data. You won’t get far without seeing many of…

What is a Closed End Fund?

What is a Closed End Fund?

Closed End Funds Closed End Funds, or CEF’s for short, are investment tools that many overlook. They are great for dividend returns and cash flow. You can not only purchase equities as CEFs, but bonds as well. Most have heard of Mutual Funds, how are CEFs different? I’ll be covering that today, along with a…

How to Buy Ibonds

How to Buy Ibonds

What are Ibonds? Ibonds, a type of savings bonds, are one of the safest investments someone can make. They’re guaranteed not to decrease in value and come with no market risk. They carry the advantage that they are tied to INFLATION, so anything invested doesn’t lose it’s purchasing power. Before we get into how to…

BONDS at MAX BEARISH MOMENT

Why am I purchasing bond funds? I’ve recently started adding more bond funds to my portfolio. I haven’t done this in about two years. This goes against what everyone is saying, it’s assumed both inflation and interest rates go higher from here. Many believe that since the interest rates are already so low, that the…