TIPS ETFS – Intermediate Duration Comparison

TIPS ETFS – Intermediate Duration Comparison

Treasury Inflation Protected Securities, or TIPS for short, are used to protect investors against unexpected inflation. The typical TIPS bond yield is made up of two portions: 1) A fixed rate plus another 2)A portion that’s determined by the current inflation rate. The fixed rate portion is currently above 1.5% on TIPS, this has led…

CD’s vs. Treasury Bills

CD’s vs. Treasury Bills

Today, we are going to look at a comparison of Treasury bills vs. Certificates of Deposit (CD’s for short). Each of these has pros and cons. Hopefully, after you are done with this article, you’ll be better equipped to decide which one meets your own investment goals. Which one you choose will depend on a…

Why the 60-40 isn’t dead, it just needs to be modified

Recently people have been ringing the death knell for the 60-40 portfolio because bonds are going down as the same time as stocks. Many are saying the classic 60/40 portfolio is DEAD. Many people retiring are upset because their portfolios are down -25% and the bond portion hasn’t provided much protection. Can the 60/40 portfolio…

What is a Bond Ladder?

Recently, with interest rates climbing, more people are starting to invest in bonds. It pays to know some of the different strategies you can use with bonds to bring in a steady stream of income while minimizing your risks. A question I often see on forums is: “I have 10K that I want to invest,…

August Passive Income Report

A new Passive Income Report As usual, my passive income sources include Digital Products, Online Courses, Adsense, Dividends, and more. I’ve recently begun investing more in Treasury Bills. So, we’ll have some new sources of passive income from here on out. In addition, I got my Etsy affiliate account squared away, so it may start…

Do stocks Compound interest?

Today we are going to look at the statement, “stocks compound interest” and determine whether it is true. First, let’s define compound interest. There are certain components and requirements for an investment to compound interest. If it doesn’t meet those requirements, then we say it doesn’t compound interest. Components of Compound Interest Initial Investment Fixed…

The case against 100% stocks

One common piece of advice for young investors is to have a portfolio consisting of 100% stocks. This portfolio offers no diversification into bonds or precious metals. For older investors, this approach goes against another common philosophy of having your age in bonds or (age-20) in bonds. I’ve personally never liked generic formulas for portfolio…