What is a Bond Ladder?

Recently, with interest rates climbing, more people are starting to invest in bonds. It pays to know some of the different strategies you can use with bonds to bring in a steady stream of income while minimizing your risks. A question I often see on forums is: “I have 10K that I want to invest,…

August Passive Income Report

A new Passive Income Report As usual, my passive income sources include Digital Products, Online Courses, Adsense, Dividends, and more. I’ve recently begun investing more in Treasury Bills. So, we’ll have some new sources of passive income from here on out. In addition, I got my Etsy affiliate account squared away, so it may start…

Do stocks Compound interest?

Today we are going to look at the statement, “stocks compound interest” and determine whether it is true. First, let’s define compound interest. There are certain components and requirements for an investment to compound interest. If it doesn’t meet those requirements, then we say it doesn’t compound interest. Components of Compound Interest Initial Investment Fixed…

The case against 100% stocks

One common piece of advice for young investors is to have a portfolio consisting of 100% stocks. This portfolio offers no diversification into bonds or precious metals. For older investors, this approach goes against another common philosophy of having your age in bonds or (age-20) in bonds. I’ve personally never liked generic formulas for portfolio…

Why I don’t like Value Investing – Using SWK as an Example

In short, the reason I don’t like value investing is that value investors spend all of their time talking about when to buy and not much time is spent discussing when to sell. I say this as someone that does value investing from time-to-time, ha. Value investors repeat things like buy and hold, or buy…

Passive Income Report for July

Today I’m presenting my passive income report for the month of July. As usual, my passive income sources include Digital Products, Online Courses, Adsense, Youtube Monetization, Dividends, and more. I saw some improvement in Digital Products. On the other hand, things like Youtube, online courses, and Dividends were less this month than last month. As…