My goal with this site is to share my investment journey-archiving my journey of increasing both my PASSIVE Income net worth.

How am I doing this?

I am using Dividend Investing, Growth Investing, ETF investing in the stock market. I am also creating online courses on Skillshare, setting up a PATREON page, selling my Digital Products online and more.

Also, I use Cryptocurrencies like Cardano, Decred, Ethereum, and more.

Part of my goal with the PASSIVE INVESTING is to smooth out my income and make it more stable and of course better prepare me for retirement.

Those of us that are self-employed, we are ON OUR OWN when it comes to so much.

A little more about me (If you are a glutton for punishment)

I began contributing to a 401K at my old job many years ago; I was as passive of an investor as one could be. My previous career was as a chemist, by the way. Like many people, I was never taught anything about investing as a child, nor did my family invest. As far as I knew, you went to a job, earned a salary and that was your income. You basically lived one day to the next.

I put money into that 401K because that’s what someone told me to do, not because I understood it. The company provided a match, and I never looked at it. I couldn’t have told you the difference between a small-cap stock and a bond. Really, I was THAT lost!

After I left the chemical industry a few years later, I heard about ROTH IRA’S on a Clark Howard show. I opened up one on my own. I only had one holding in it, VTSAX, Vanguard Total Stock market index fund. I believe this was around 2009. I tried my best to make contributions, sometimes maxing it out, sometimes barely putting anything in (I didn’t know any better). One thing is for sure, I didn’t put in nearly enough!

In 2018, I decided it was time to get more active and aggressive with my retirement and use income/dividend investing to add to my monthly income. That’s how this new vision began. I spent hours each day reading, watching and learning all I could about picking stocks, investment strategies and researching companies. I’m still learning.

That is enough about me, I simply hope you learn something by visiting/reading this site. I will detail my success but also be transparent about my failures. I think there isn’t enough real data out there, people hide their losses or exaggerate their wins.

I would also LOVE to hear from any of you, how long have you been investing or doing PASSIVE INVESTING? How has it been working out for you?

We’ve got this!